Living With Bad Credit | Credit Card | An educational resource for all of your credit issues

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Shopping For a New Credit Card
There are many different credit cards available, and it may be difficult deciding which one is best. Follow these tips when shopping for a new credit card.

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Want a $6,000 a Year Raise?
People with bad credit pay more in interest than people with good credit. Improve your credit and your interest rates will fall and you'll pay less on your debts, leaving more money in your pocket.

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Credit Card Glossary
Familiarize yourself with the terms and definitions in the Credit Card Glossary.

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Disputing Errors
The first step is to get copies of your credit report from all three major credit bureaus: Experian, Equifax and TransUnion.

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Credit Card Offers in the Mail
If you do not want to receive credit card offers in the mail, there are steps you can take to remove yourself from mailing lists.

Improving Your Credit Score
Your credit score is what lenders use to asses their risk in loaning you money. Follow these easy tips to improve your score.

Sample Letter and Addresses
Here is a sample letter for disputing information in your credit report. And addresses for all three major credit bureaus.

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